Quincy Pads | Financing Quincy MA Real Estate

Master the process of financing your new Quincy home or investment property...

In most cases, Quincy MA Real Estate agents will not accept an offer without a pre-approval letter. You generally don't have to travel far as most lenders can pre-qualify you for a mortgage over the phone. Based on general questions about your income, assets, debt, and credit history, lenders can estimate how much of a mortgage you are eligible to obtain.

As interest rates continue to hover near record lows and it’s never been easier to finance your home purchase. Contact one of our sale professionals to find out how much house you can afford, learn about settlement and closing costs, and access the most current lending rates.  Our local Quincy Real Estate agents are very knowledgable about providing your with information to send you in the right direction

Required Finance Documents:

• Rental property of all types
• W-2 for the last two years
• Two (2) most recent pay check stubs
• Copy of sales contract including all addendum
• Copy of Earnest Money Deposit check (front and back)
• Listing and selling agent telephone and fax numbers
• Most recent statement of 401-K, 403B, IRA or other retirement plans
• Closing attorney or title company who will handle the closing for both parties (buyers and sellers)
• If self-employed need tax returns for last two years (all pages) and profit and loss statement for the current year
• Most recent statement of 401-K, 403B, IRA or other retirement plans
• Copy of lease agreement on rental properties (if applicable)

Get Pre-Approved to Buy Property in Quincy MA

Fill out our Contact form to complete the essential first step to buying your Quincy home. By getting pre-approved for a home loan you can save time by looking at the right homes in Quincy you can afford, gain confidence in your ability to make your purchase, increase you bargaining and negotiating power and most times enjoy a faster closing period.
Click here to get more information to find financing fit your needs.